Payment Terms

These Payment Terms govern payments made to Gtechs Academy, operated by Gautam Technologies, for training programs, courses, registrations, workshops, educational services, digital products, academic project packages and other paid services offered through our website or authorized channels.

By initiating or completing a payment, you acknowledge that you have read and accepted these Payment Terms, the applicable Terms & Conditions and the applicable Refund & Cancellation Policy.

Please review the applicable service details, fee, payment conditions and refund provisions carefully before making a payment.

A successful payment constitutes your confirmation that you intend to purchase, register for or participate in the selected service or product.

• You are responsible for reviewing the selected course, program, product or service before payment.
• You must provide accurate information during registration or checkout.
• You must ensure that the payment method used by you is authorized for your use.
• You agree to pay the amount displayed at the time of purchase or registration.
• You acknowledge that applicable taxes, payment processing charges or other disclosed charges may be included in or added to the displayed amount.

Fees may vary depending on the course, training program, duration, service, project package, educational resource or other product selected.

The applicable price displayed on the website, registration form, quotation, invoice or authorized payment page at the time of payment will generally be considered the applicable purchase price for that transaction.

• Registration fees.
• Course or training fees.
• Workshop or seminar fees.
• Digital product charges.
• Academic project package charges.
• Assessment, certification or other disclosed service charges.
• Applicable taxes or payment-related charges where stated.

Any registration amount, booking amount, admission fee, seat-confirmation fee, counselling fee or other amount paid to initiate or confirm registration for a Gtechs Academy program is non-refundable.

Once a registration payment has been successfully completed, the registration amount cannot be claimed back merely because the student or customer changes their mind, becomes unavailable, decides not to join, fails to attend or chooses not to continue.

Unless a refund is expressly required under applicable law, all amounts paid to Gtechs Academy are non-refundable once the transaction has been successfully completed.

• Registration fees.
• Admission or seat-confirmation amounts.
• Course and training fees.
• Workshop and seminar fees.
• Counselling or booking amounts where charged.
• Digital product purchases.
• Coding project packages.
• Notes, reports and downloadable resources.
• Assessment or certification-related fees.
• Subscription or membership amounts, where applicable.
• Taxes, gateway charges or other disclosed transaction charges to the extent legally non-refundable.

A customer's change of mind, personal circumstances, schedule conflict, non-attendance, lack of participation, dissatisfaction with personal learning outcomes or failure to use a purchased product does not by itself create an entitlement to a refund.

We may provide online payment options through third-party payment gateways and other payment methods made available on our website.

Available payment methods may change from time to time depending on the payment providers and services integrated with our website.

• UPI payments.
• Debit or credit cards.
• Net banking.
• Wallets or other supported payment methods.
• Other payment methods specifically made available by Gtechs Academy.

Online payments may be processed through third-party payment gateways or payment service providers, including Paytm or another payment provider selected by Gtechs Academy.

The payment gateway may independently process payment credentials, authentication information and transaction data according to its own terms, privacy policy, security procedures and applicable regulations.

Gtechs Academy does not control the internal operation of third-party payment networks and cannot guarantee the uninterrupted availability of any particular payment method.

Where a third-party payment provider's own terms apply to the processing of a transaction, those terms may apply in addition to these Payment Terms.

A payment is considered successfully completed only after confirmation is received from the relevant payment gateway, bank, financial institution or our payment system.

A payment page displaying a processing, pending, failed or incomplete status does not necessarily mean that the payment has been successfully received by Gtechs Academy.

Users should retain the transaction reference, payment receipt or confirmation message until the relevant service or registration has been confirmed.

If a payment attempt fails and the amount has not been successfully received by Gtechs Academy, the transaction may be treated as unsuccessful.

If your bank or payment provider shows that money was deducted despite the transaction being marked failed, pending or unsuccessful, please do not immediately make repeated payments without first checking the transaction status.

• Keep the transaction ID or payment reference.
• Keep the payment confirmation or bank statement showing the debit.
• Contact our support team with your registered name and payment details.
• Allow reasonable time for the payment gateway or bank to reconcile or reverse a failed transaction.
• Where the amount is confirmed as received by Gtechs Academy, we will investigate and update the transaction status.

If you believe that you have accidentally made multiple payments for the same service or order, contact our support team as soon as possible with the relevant transaction details.

Duplicate transactions will be reviewed against our payment records and the payment provider's settlement information. Any remedy for a confirmed duplicate debit will be handled in accordance with applicable law, payment-provider procedures and the circumstances of the transaction.

You are responsible for keeping your payment credentials, banking information, OTPs, passwords and authentication details confidential.

• Never share an OTP with another person.
• Never share your card PIN, UPI PIN or banking password with anyone claiming to represent Gtechs Academy.
• Verify the payment page before entering payment information.
• Use only official Gtechs Academy payment links or authorized payment channels.
• Immediately contact your bank or payment provider if you suspect unauthorized payment activity.

Gtechs Academy will not ask you to disclose your confidential banking credentials, card PIN, UPI PIN or OTP through ordinary support communication.

If you believe a payment was made without your authorization, you should immediately notify your bank, card issuer or payment service provider and follow their fraud-reporting procedures.

You should also contact Gtechs Academy with the relevant transaction details so that we can review the transaction in our records and cooperate with the payment provider where appropriate.

We are not responsible for losses resulting from the user's voluntary disclosure of OTPs, PINs, passwords, banking credentials or other confidential authentication information to unauthorized persons.

Applicable taxes, including GST where legally applicable, may be charged on eligible products or services.

Where applicable, tax invoices or payment receipts may be issued based on the information provided by the customer and the requirements of applicable law.

Taxes and statutory charges that have been validly collected may not be refundable except where required by applicable law.

Gtechs Academy may provide discounts, promotional prices, coupons or special offers from time to time.

• Offers may have specific eligibility requirements.
• Promotional codes may have expiry dates or usage limits.
• Offers may not be combined unless expressly stated.
• Promotional pricing does not create a right to receive a refund for a previous purchase made at a different price.
• We reserve the right to withdraw or modify an offer where permitted by applicable law.

Prices for courses, training programs, digital products and other services may change from time to time.

A price change after you have successfully completed a transaction does not normally result in a refund, adjustment or additional charge for that completed transaction, unless otherwise expressly stated or required by applicable law.

Payment for a course or training program confirms your registration subject to the applicable eligibility requirements, program schedule and terms.

If a learner voluntarily chooses not to attend, stops attending, fails to complete the program, changes their preferred technology, changes their academic schedule or otherwise decides not to continue, the amount already paid remains non-refundable.

Any request to change batches, schedules, programs or modes of delivery may be considered separately and is subject to availability and the applicable program rules. Such consideration does not create an automatic right to refund.

Digital products, coding projects, source code, project reports, notes, documentation, presentations and other electronically delivered products are non-refundable once payment has been successfully completed.

Because digital products may be accessed, downloaded, copied or delivered electronically, users should review the product description and included materials before purchase.

• Change of mind is not a valid basis for refund.
• Failure to use the purchased material is not a valid basis for refund.
• Device, software or internet compatibility issues do not automatically create a refund entitlement.
• Academic rejection or non-acceptance of a project by an institution does not automatically create a refund entitlement.
• Differences between the customer's expectations and the published product description do not create a refund entitlement where the product was supplied substantially as described.

All payments made for Gtechs Academy services and products are final and non-refundable, except where a refund, reversal or other remedy is expressly required by applicable law or where Gtechs Academy determines that a transaction was incorrectly charged or otherwise requires correction.

In particular, registration fees, course fees, training fees, booking amounts, digital product charges, project package charges and other service-related payments cannot be cancelled or refunded merely because the customer changes their mind or chooses not to use the purchased service.

A payment reversal resulting from a failed, rejected, duplicate or technically incomplete transaction is different from a voluntary refund.

Where a bank or payment gateway automatically reverses an unsuccessful transaction, the timing of the credit depends on the relevant bank or payment provider. Gtechs Academy cannot guarantee the exact time required for such a reversal to appear in a customer's account.

A confirmed payment reversal or correction of an erroneous transaction should not be interpreted as a general refund entitlement.

Where applicable, Gtechs Academy may provide a payment receipt, invoice, order confirmation or registration confirmation after successful payment.

Customers should retain payment records, transaction IDs and receipts for their own reference and for resolving any payment-related issue.

After successful payment, access to the purchased service, course, resource or product will be provided according to the applicable service description and delivery method.

Delivery may occur immediately or within a reasonable operational timeframe depending on the nature of the service. Training programs may have scheduled start dates, batches or onboarding procedures.

A delay caused by a payment gateway, bank, technical issue or third-party provider may affect the timing of confirmation or access.

If you believe a transaction is incorrect, you should first contact Gtechs Academy so that we can review the matter and attempt to resolve it.

Initiating an unauthorized chargeback for a valid transaction after receiving the purchased service or product may result in suspension of access, investigation of the transaction and submission of relevant transaction records to the payment provider or financial institution, subject to applicable law.

Nothing in this section limits any rights available to you under applicable law or the rules of your card network, bank or payment provider.

Payments processed through Paytm or another third-party gateway may also be subject to the applicable terms, privacy policy, security requirements and transaction rules of that provider.

Where a payment provider's terms conflict with these Payment Terms regarding the provider's own payment-processing system, the provider's applicable terms may govern that specific technical processing activity.

For payment-related assistance, please contact Gtechs Academy through the official support channels published on our website.

• Full name used during registration or purchase.
• Registered email address or mobile number.
• Course, service or product name.
• Transaction ID or payment reference number.
• Date and approximate time of payment.
• Payment status shown on the website or payment gateway.
• Relevant screenshot or bank transaction evidence where necessary.

We may review transactions for security, fraud prevention, payment verification or other legitimate operational purposes.

Where a transaction appears suspicious, inconsistent or potentially fraudulent, we may delay confirmation, request reasonable verification information, restrict access or cancel the transaction where permitted by applicable law.

We may update these Payment Terms from time to time to reflect changes in our services, payment methods, payment providers, business practices or applicable legal requirements.

The updated version will be published on this page with a revised "Last Updated" date. The Payment Terms applicable to a completed transaction will generally be determined based on the terms displayed or applicable at the time of that transaction, subject to applicable law.

These Payment Terms shall be governed by and interpreted in accordance with the applicable laws of India, subject to applicable consumer protection, payment-system and other statutory rights.

Any dispute relating to a payment or transaction shall be handled in accordance with applicable law and the dispute-resolution and jurisdiction provisions contained in our Terms & Conditions.

For questions regarding payments, registrations, transaction status or payment-related support, please contact Gtechs Academy through the official contact details published on our website.

• Organization: Gtechs - Gautam Technologies | Gtechs Academy
• Website: https://gtechs.in
• Payment Support Email: thegtechs@gmail.com
• Payment Support Phone: +91 75218 78485